For 2026, the FHA loan limits set in Skaneateles county of Onondaga, NY are as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
Regarding conventional loans for a single-family residence, the maximum loan amounts are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
To explore today's FHA best rates and calculate the downpayment, income, credit, reserves, and documents you need to qualify, make use of our FHA calculator.
Using the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of all other loan programs. Delve into and contrast the opportunities among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® compiles loan program information from thousands of lenders, providing speedy comparisons against the specific financial profile and needs tailored to you.
Consult the Loan Limits Comparison Table for 2026 in Skaneateles county of Onondaga, NY to examine the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assistance with comparing qualification requirements, including income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed for comprehensive analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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