In 2026, the FHA loan limit for Caledonia county of Livingston, NY, stands at $472,030 for a single-family home. For two units, the limit is $604,400, for three units, it's $730,525, and $907,900 for four units.
The maximum amount for conventional loans on a single-family home is $726,200. For two-unit properties, it is $929,850, for three units, $1,123,900, and for four units, it's $1,396,800.
Our FHA calculator helps you discover today’s best FHA rates and figure out the needed downpayment, income level, credit, reserves, and documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates with those of other loan programs. Review options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, efficiently aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Caledonia county of Livingston, NY, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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