For the year 2026, the FHA loan limits within Genesee county, part of Le-Roy, NY, are: $356,362 for a single-family dwelling, $456,275 concerning duplexes, $551,500 for triplexes, and $685,400 regarding four-unit homes.
Similarly, conventional loan limits for a single-family home are listed at $548,250. The limits adjust to $702,000 for duplexes, shift to $848,500 for triplexes, and reach $1,054,500 for four-family residences.
To examine today’s ideal FHA rates and calculate necessary down payments, income details, credit scores, reserves, and documentation for eligibility, use our specialized FHA calculator.
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Through the Lendersa® calculator, compare rates and terms of FHA loans with those of numerous other loan types. You can explore a variety of programs including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® leverages loan program information gathered from a vast selection of lenders, performing rapid comparisons that align with your personalized financial necessities and conditions.
For the current period, 2026, within Le-Roy in Genesee county, NY, make use of the Loan Limits Comparison Table to weigh FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To assess qualification requirements such as income, reserve standards, and credit criteria, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™), aiding detailed evaluations effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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