As of 2026, the FHA loan limits for Churchville county in Monroe, NY, are set at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400, for 3-units, it's $730,525, and it goes up to $907,900 for buildings with 4-units.
The conventional loan ceiling for a single-family dwelling is $726,200. This increases to $929,850 for houses with 2-units, $1,123,900 for 3-unit complexes, and $1,396,800 for those with 4-units.
Check out our FHA calculator to find today’s best FHA rates and understand the down payment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs' offerings. Dive into a variety of options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans in addition to FHA.
Lendersa® aggregates extensive loan program data from thousands of lenders and quickly matches it against your personalized financial profile and needs.
View our Loan Limits Comparison Table for 2026 in Churchville county, Monroe, NY, where you can list FHA next to Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To delve into qualification requirements, such as income standards, reserves, and credit assessments, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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