In the year 2026, the FHA loan limit within Avon, part of Livingston county in NY, stands at $472,030 for a single-family home. For properties with two units, it is set at $604,400, for three-unit homes, the limit is $730,525, and for those with four units, it reaches $907,900.
The cap on conventional loans for a single-family residence amounts to $726,200. For duplexes, it's $929,850, triplex residences are capped at $1,123,900, and for quadruplexes, the maximum is $1,396,800.
Utilize our FHA calculator to find today’s most competitive FHA rates, and determine factors such as the necessary downpayment, income requirements, credit, reserves, and all documentation required for eligibility.
The Lendersa® calculator empowers you to compare the rates and terms of FHA loans with those of other loan programs. Delve into offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing them alongside FHA options.
Lendersa® compiles extensive loan program information from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Avon, Livingston, NY allows for comprehensive comparisons of maximum loan amounts across programs including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualifications regarding income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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