For 2026, the FHA loan limits in Callicoon, within Sullivan county, NY, are as follows: a single-family home has a limit of $472,030. If you're dealing with a property comprising two units, the cap rises to $604,400. For a residence structured with three units, it extends to $730,525, and for those composed of four units, the maximum allowed is $907,900. These limits ensure flexible financing solutions tailored to different housing configurations and needs.
When it comes to conventional loans, the highest loan amount for a single-family residence is $726,200. For houses with two units, the limit is set at $929,850; with three units, the cap reaches $1,123,900; and for four units, it goes up to $1,396,800. These figures accommodate a variety of property layouts, serving both small and large-scale home purchases.
Our FHA calculator is an essential tool for identifying today’s finest FHA rates. It assists in determining required downpayments, analyzing income, evaluating credit, checking reserves, and preparing necessary documents for qualification. This comprehensive resource helps in understanding financial readiness, streamlining your path to loan approval.
The Lendersa® calculator allows you to make detailed comparisons between FHA rates and terms and those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This extensive comparison helps identify the best financial products that align with your home buying aspirations.
Lendersa® aggregates comprehensive loan data from thousands of lenders, swiftly comparing these options against your financial needs and profile for optimized decision-making.
In Callicoon, county of Sullivan, NY, consult the Loan Limits Comparison Table for 2026 to evaluate maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough evaluation of qualification requirements like income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for enhanced insight.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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