As of 2026, the FHA loan limits within Neversink county, found in Sullivan, NY, are detailed as follows: For a single-family house, the limit is $472,030, increasing to $604,400 for a 2-unit property. For 3-unit dwellings, it's $730,525, and for 4-units, it's $907,900.
The highest loan amount allowed for conventional loans on a single-family dwelling is $726,200, climbing to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to discover the best available FHA rates today and see the requirements for down payments, income, credit scores, reserves, and necessary documentation to qualify.
The Lendersa® calculator lets you compare FHA loan rates and conditions with various other loan programs. Examine a wide range of options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® efficiently gathers data from thousands of lenders and matches it quickly to your specific financial profile and borrowing needs.
The Loan Limits Comparison Table for 2026 in Neversink county, part of Sullivan, NY, facilitates comparing FHA to Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To contrast qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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