For the year 2025, the FHA loan limit for Canandaigua county in Ontario, NY is $472,030 for a single-family dwelling. For 2-unit homes, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it becomes $907,900.
Regarding conventional loans, the maximum loan amount on a single-family house stands at $726,200, with limits for 2-unit homes reaching $929,850, for 3-units hitting $1,123,900, and climbing to $1,396,800 for 4-units.
You can calculate today’s optimal FHA rates with our FHA calculator which also highlights the necessary downpayment, credit score, income, reserves, and the required documentation for eligibility.
With the Lendersa® calculator, you can contrast FHA terms and rates with multiple other loan programs' terms and rates. Learn about and compare FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans effortlessly.
Utilizing data from thousands of lenders, Lendersa® quickly evaluates loan programs against your personal financial circumstances and requirements.
In Canandaigua county of Ontario, NY, for 2025, compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards like credit, income, and reserves, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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