In 2026, the FHA loan limit for Gorham county of Ontario, NY is $472,030 for a single-family home. For two-unit homes, the limit is $604,400; for three units, it’s $730,525; and for four units, it reaches $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For two units, $929,850; for three units, it is $1,123,900; and for four units, the limit is $1,396,800.
Use our FHA calculator to find today’s best FHA rates and find out the necessary down payment, income, credit score, reserves, and documents needed for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with other loans. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive data from thousands of lenders and matches it with your financial profile and needs quickly.
Check the Loan Limits Comparison Table for 2026 in Gorham county of Ontario, NY to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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