In 2026, the FHA loan limit in Hopewell county of Ontario, NY is set at $472,030 for a single-family home. For two units, the limit is $604,400, for three units, it's $730,525, and for four units, the limit is $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit homes, it's $929,850; for three units, the cap is $1,123,900, and for four-unit homes, the maximum is $1,396,800.
Use our FHA calculator to find today’s top FHA rates and determine what downpayment, income, credit, reserves, and documents you’ll need to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan program options. Explore and evaluate FHA alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan program data from thousands of lenders and compares it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hopewell, Ontario county, NY, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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