In 2026, the FHA loan limit for Chester county, Orange in NY stands at $472,030 for a single-family home. For two-unit residences, the limit is $604,400, for three-units it's $730,525, and for properties with four units, it's $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,525. For properties with two units, it rises to $930,300, $1,124,475 for three units, and $1,397,400 for homes with four units.
Our FHA calculator helps you check today's leading FHA rates, allowing you to calculate the required downpayment and ascertain what income, credit, reserves, and documentation are necessary to qualify.
The Lendersa® calculator assists you in comparing FHA rates and terms with those from other loan programs. You can dive into comparing FHA with loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires comprehensive loan program data from thousands of lending institutions, swiftly matching it to your unique financial profile.
Check the Loan Limits Comparison Table for 2026 in Chester county of Orange, NY to see maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification standards such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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