During 2026, the FHA loan limits in Lake-George county, located in Warren, NY, are set as follows: For a single-family home, the limit is $356,362, while for properties with 2-units, it's $456,275. The cap increases to $551,500 for 3-units, and for 4-unit structures, it is $685,400.
When it comes to conventional loans, the maximum permitted amount for a single-family house is $548,250. For duplexes, it is $702,000, for triplexes, $848,500, and the limit for four-unit properties stands at $1,054,500.
Make use of our FHA calculator to explore today’s FHA best rates and to determine what downpayment, income level, credit score, reserves, and documentation are needed to qualify.
Using the Lendersa® calculator, you can effectively compare FHA rates and terms with other loan programs. Investigate various options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® rapidly retrieves loan program data from an extensive network of thousands of lenders, matching it to your individual financial profile and requirements in seconds.
The Loan Limits Comparison Table for 2026 in Lake-George county, part of Warren, NY, allows a thorough comparison of FHA limits with those for Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively analyze qualification needs like income, credit, and reserves, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your service.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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