In 2026, the FHA loan limit for a single-family home in Whitehall, Washington county, NY, is $472,030. For two units, it is $604,400, for three units $730,525, and for four units $907,900.
Conventional loans have a maximum amount of $726,200 for single-family homes. For two units, it goes up to $929,850, three units allow $1,123,900, and four units reach $1,396,800.
Leverage our FHA calculator to view the top FHA rates available today, and assess the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator lets you evaluate and compare rates and terms of FHA loans with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from numerous lenders and promptly matches it to your specific financial profile and needs for a swift comparison.
For 2026, the Loan Limits Comparison Table in Whitehall within Washington, NY, provides an overview of the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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