In 2025, the FHA loan limits for Warrensburg county, located within Warren, NY, are $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit homes.
As for conventional loans, the highest loan amounts for single-family residences stand at $726,200. For a two-unit setup, it is $929,850, reaching $1,123,900 for three-unit properties, and $1,396,800 for four-unit structures.
Use our FHA calculator to access today’s premier FHA rates, determining the necessary downpayment, income level, credit score, reserves, and documents required to qualify.
The Lendersa® calculator allows for comparison between FHA rates and terms with those offered by other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Pulling data from thousands of lenders, Lendersa® quickly aligns it with your specific financial profile and needs for a comprehensive comparison.
In 2025, the Loan Limits Comparison Table for Warrensburg county in Warren, NY provides an in-depth look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. For an analysis of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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