In 2026, the FHA loan limits within Henrietta county of Monroe, NY are determined as follows: for a single-family home, the limit is $472,030; for properties with two units, it is $604,400; for three-unit homes, the limit is $730,525; and for four-unit residences, it reaches $907,900.
The top loan amount available for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850; for three units, the limit extends to $1,123,900; and for properties with four units, it maxes out at $1,396,800.
Take advantage of our FHA calculator today to uncover current FHA rates and ascertain the required downpayment, income level, credit requirements, reserves, and documentation needed for loan qualification.
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The Lendersa® calculator is your resource for evaluating FHA rates and terms alongside other loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-Qm, as well as hard money loans, all in relation to FHA offerings.
Lendersa® aggregates extensive loan program data from thousands of lenders, delivering fast, tailored comparisons aligned with your unique financial needs and profile.
Our comprehensive Loan Limits Comparison Table for 2026 in Henrietta county of Monroe, NY provides a thorough comparison across maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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