For 2025, in Wheatland county of Monroe, NY, the FHA loan limits stand at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans reach a maximum of $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.
Our FHA calculator helps you access today’s FHA rates, assessing downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® efficiently matches your unique financial profile to available offers.
Our Loan Limits Comparison Table for 2025 in Wheatland county of Monroe, NY covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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