In 2025, the FHA loan limits for Cicero county in Onondaga, NY, are established as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The cap on conventional loans for a single-family dwelling is $726,200. For properties with two units, the limit is $929,850, for three units $1,123,900, and for four units $1,396,800.
Utilize our FHA calculator to explore today's top FHA rates and determine the necessary particulars for downpayment, income, credit, reserves, as well as required documentation for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with other loan program offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Delve into detailed comparisons to make informed choices.
Lendersa® swiftly obtains loan data from a wide range of lenders, efficiently aligning it with your unique financial profile and needs in seconds.
For 2025, the Loan Limits Comparison Table in Cicero county of Onondaga, NY, enables analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To evaluate qualification needs including income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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