2023 FHA (Government Loans) Limits for Cicero, Onondaga County, New York

In 2025, FHA loan limit in Cicero county of Onondaga, New York is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Cicero county of Onondaga, New York compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Cicero county of Onondaga, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Reliant Home Funding, Inc
  • 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
  • Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
  • Sunrise Mortgage Company Inc
  • 49 Guy Lombardo Avenue, Freeport, NY, 11520
  • We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
  • Nations Financial of New York Inc
  • 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
  • Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.