For the year 2025, the FHA loan limitations in Lyncourt, located within Onondaga county of NY, are set as follows: $472,030 for single-family dwellings, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit properties.
Regarding conventional loans, the ceiling amount for a one-unit housing is $726,200. For dual-unit housing, the limit adjusts to $929,850, while for three-unit homes, it stands at $1,123,900. Four-unit residences have a cap of $1,396,800.
To evaluate the optimal FHA rates available today, and establish the necessary downpayment, income, credit, reserves, and documentation for qualification, make use of our FHA calculator.
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The Lendersa® calculator is an invaluable tool that facilitates comparing the rates and terms of FHA loans against those of various other loan programs. Engage in an analysis of Conventional loans, Jumbo packages, VA, USDA, Non-QM loans, alongside hard money loans by comparing them to FHA offerings.
Lendersa® sources program details from a vast array of lenders and rapidly contrasts this information against your specific financial profile and preferences, providing a tailored analysis within moments.
The Loan Limits Comparison Table for 2025 within Lyncourt county, part of Onondaga in NY, allows for an in-depth comparison of the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), alongside hard money loans. For comparing qualification criteria—including income, reserves, and credit standards—utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) as an additional resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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