For 2026, FHA loan limits in Manlius county within Onondaga, NY are set at $472,030 for a single-family home. The limit rises to $604,400 for two-unit homes, $730,525 for homes with three units, and $907,900 for properties with four units.
Regarding conventional loans, the highest amount for a single-family house is $726,200. The limit goes up to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit dwellings.
Use our FHA calculator to evaluate today's best FHA rates and understand the required downpayment, income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator allows comparisons of FHA rate and terms with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money. Delve into a broad selection of options to find what suits your needs best.
Lendersa® compiles data from an extensive array of lenders, enabling a swift comparison against your financial profile in mere moments.
The Loan Limits Comparison Table for 2026 in Manlius county of Onondaga, NY, details maximum amounts for various loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money. For criteria such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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