In 2025, the FHA loan limit set for Berne county within Albany, NY is $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for buildings with four units.
Conventional loans have a maximum size of $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Try our FHA calculator to explore today’s best FHA rates and determine the down payment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against a variety of other loan programs. Review and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from a wide array of lenders and compares it instantly to your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2025 in Berne county of Albany, NY to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For in-depth qualification comparisons involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
