In 2025, the FHA loan limits in Bethlehem county of Albany, NY are as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount for a single-family residence is $726,200. It extends to $929,850 for two-unit structures, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Our FHA calculator helps you find today’s top FHA rates and assess qualifications like downpayment, income, and credit requirements.
The Lendersa® calculator allows you to compare FHA rates against those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money options.
Lendersa® efficiently compiles data from thousands of lenders to match your financial needs.
The Loan Limits Comparison Table for 2025 in Bethlehem county of Albany, NY provides maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages, and Hard Money loans. For requirements like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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