In 2025, the FHA loan limit in East-Fishkill county of Dutchess, NY is specified as $356,500 for a single-family home, $456,350 for two units, $551,650 for three units, and $685,550 for four units.
The maximum conventional loan amount on a single-family dwelling is $726,525. For two-unit homes, it is $930,300, for three-unit residences, $1,124,475, and for four units, $1,397,400.
Utilize our FHA calculator to view today’s top FHA rates and determine requirements for downpayment, income, credit, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows users to compare FHA rates and terms against various other loan programs' rates and terms, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Explore these alongside your FHA options.
Drawing upon data from thousands of lenders, Lendersa® swiftly matches loan details to your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in East-Fishkill county of Dutchess, NY, highlights the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification needs such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
