For 2026, the FHA loan ceiling in the Dover area of Dutchess, NY is $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for 3-unit residences, and $907,900 for properties with four units.
Maximum amounts for conventional loans on a single-family house are $726,525, with $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Utilize our FHA calculator to check current FHA rates and calculate your required down payment, income, credit, reserves, and documents to qualify.
Lendersa® calculator helps you compare FHA rates and terms with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
It compiles loan data from many lenders, promptly aligning it with your specific financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in Dover, Dutchess, NY highlights limits for FHA, Conventional, Jumbo, USDA, and more. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare prerequisites like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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