In 2026, the FHA loan limit in Beekman, situated in Dutchess county, NY, stands at $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit homes, and $907,900 for four-unit residences.
Conventional loan limits are set at $726,525 for a single-family residence, adjusting to $930,300 for two-unit dwellings, $1,124,475 for three-unit properties, and $1,397,400 for four-units.
Utilize our FHA calculator to discover today’s leading FHA rates, and ascertain the required downpayment, income, credit standing, reserves, and documents necessary for qualification.
The Lendersa® calculator is designed to help you compare FHA rates and terms with those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA products.
Lendersa® collects expansive loan data from numerous lenders, efficiently aligning it with your specific financial profile and needs.
For 2026 in Beekman, Dutchess, NY, the Loan Limits Comparison Table provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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