In 2025, the FHA loan threshold in Dutchess county, Pawling, NY is $472,030 for a single-family home. Limits rise to $604,400 for homes with two units, $730,525 for three units, and reach $907,900 for four units.
Conventional loans have a maximum amount of $726,525 for a single-family house, and extend to $930,300 for two-unit buildings, $1,124,475 for three-unit residences, and $1,397,400 for four-unit dwellings.
Utilize our FHA calculator to access today's top FHA rates and work out the necessary down payment, along with income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator aids you in comparing FHA rates and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and compare thoroughly to make the best decision.
It's efficient in fetching loan data from thousands of lenders, instantly aligning it with your distinct financial situation and needs.
Refer to the Loan Limits Comparison Table for 2025 in Pawling county of Dutchess, NY to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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