In 2025, the FHA loan limits in Eaton county of Madison, NY are specified as $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
When it comes to conventional loans, the maximum amounts are $726,200 for a single-family home, $929,850 for a two-unit property, $1,123,900 for a triplex, and $1,396,800 for properties with four units.
Use our FHA calculator to discover today’s most favorable FHA rates and determine aspects like downpayment, required income, credit score, reserves, and essential documentation for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms alongside those from various other loan programs. You can explore choices such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, next to FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders and within seconds aligns it with your unique financial profile and needs for a precise fit.
The Loan Limits Comparison Table for 2025 in Eaton county of Madison, NY provides an overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualification needs such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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