In the year 2025, the FHA loan limits for Pompey county, Onondaga, NY, are as follows: for single-family homes, the limit is $472,030; for duplexes, it is $604,400; for triplexes, the limit grows to $730,525; and for four-unit buildings, it is $907,900.
Conventional loan caps for a single-family home amount to $726,200. For two-unit residences, it rises to $929,850; for three units, it is $1,123,900; and for four-unit structures, the limit hits $1,396,800.
Utilize our FHA calculator to explore today’s leading FHA rates and evaluate down payment requirements, necessary income, credit standards, reserves, and documentation for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Examine and contrast FHA options with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Data for loan programs is collected from a vast number of lenders by Lendersa®, ensuring swift comparisons with your personalized financial profile.
For 2025, within the county of Onondaga, Pompey, NY, utilize the Loan Limits Comparison Table to review maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications for factors such as income, reserves, or credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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