For the year 2025, in Hamilton county of Madison, NY, the FHA loan limit is established at $472,030 for single-family homes, while for two-unit residences it is $604,400, for three-unit properties it's $730,525, and four-unit homes have a limit of $907,900.
For conventional loans, the maximum for a single-family residence is $726,200. For two-unit dwellings, the limit is $929,850, $1,123,900 applies to three-unit homes, and for four units, it's $1,396,800.
Use our FHA calculator to discover the best FHA rates available today and check the necessary down payment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator helps you compare FHA rates and terms alongside those from various loan programs. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA loans.
Lendersa® gathers loan program data from thousands of lenders, providing a rapid comparison against your unique financial needs and profile.
See the Loan Limits Comparison Table for 2025 in Hamilton, Madison, NY, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $472,030 | $604,400 | $730,525 | $907,900 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
USDA | $336,500 | $336,500 | $336,500 | $336,500 |
VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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