During the year 2026, the FHA loan limits for Myers-Corner county, located in Dutchess, NY, are set at different levels: $356,500 for a single-family home, $456,350 if you're considering a property with 2-units, $551,650 for a 3-unit residence, and $685,550 for a property composed of 4-units.
As for conventional loans, the maximum possible loan amounts are structured as follows: $726,525 for a single-family home, moving to $930,300 for homes featuring 2-units, $1,124,475 for those with 3-units, and $1,397,400 when it comes to properties that have 4-units.
To assist you in understanding today’s top FHA rates, make use of our FHA calculator. This will help you determine the specific requirements in terms of downpayment, necessary documents, creditworthiness, income, and reserves to qualify successfully.
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The 2026 Loan Limits Comparison Table for Myers-Corner county in Dutchess, NY provides a thorough examination of maximum loan amounts, enabling comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and even hard money loan options. For a more detailed evaluation of qualification requirements such as income, reserves, and credit, opt for Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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