In 2026, the FHA loan limit in Wappinger county of Dutchess, NY is $472,030 for a single-family home. For two units, it's $604,400, for three units, $730,525, and for four units, $907,900.
The maximum conventional loan amount for a single-family residence is $726,525, moving up to $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
Using Lendersa®'s calculator, you can compare FHA rates and terms with those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Offering data from thousands of lenders, Lendersa® efficiently matches this information to your financial profile.
The Loan Limits Comparison Table for 2026 in Wappinger county, Dutchess, NY, provides maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To assess qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
