In 2026, the FHA loan limits in Floral-Park, within Nassau county, NY, are as follows: $822,375 for single-family homes, $1,053,000 for two-unit dwellings, $1,272,750 for three-unit properties, and $1,581,750 for four-unit buildings.
As for conventional loans, the limits are $822,375 for single-family homes, $1,053,000 for homes with two units, $1,272,750 for three-unit properties, and $1,581,750 for four-unit residences.
Use our FHA calculator to see today's competitive FHA rates and to calculate downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders, analyzing it swiftly against your personal financial profile and needs.
Loan Limits Comparison Table for 2026 in Floral-Park, Nassau, NY includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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