In the year 2026, within Nassau county, Elmont, NY, the FHA limits are set at $1,089,300 for single-family homes. For two-unit homes, it becomes $1,394,775, while for three units, it is $1,685,850, and for four units, it is $2,095,200.
When considering conventional loans, the limit for a single-family dwelling is capped at $1,089,300. The limits extend to $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit buildings.
Utilize our FHA calculator to determine today’s optimal FHA rates as well as necessary qualifications like downpayment, income, credit, and reserves.
With the Lendersa® calculator, compare FHA rates with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® pulls loan program data from thousands of lenders and matches it swiftly with your financial profile and requirements.
The Loan Limits Chart for 2026 in Elmont, Nassau, NY, contrasts the highest amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To explore necessary qualifications like income, reserves, and credit scores, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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