In the year 2026, the FHA loan limits for Fort-Edward county within Washington, NY, are as follows: $356,362 for a single-family home, $456,275 for a duplex, $551,500 for a triplex, and $685,400 for a four-unit property.
Regarding conventional loans, the maximum borrowable amount for a single-family home is $548,250. For properties with two units, it's $702,000, three units allow for $848,500, and four-unit properties can have up to $1,054,500.
Consider utilizing our FHA calculator to evaluate today's optimal FHA rates and understand the required downpayment, income, credit score criteria, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, compare FHA rates and conditions with those of other loan types. Dive into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® retrieves loan program data from thousands of lending sources and quickly evaluates it based on your specific financial situation and requirements.
The Loan Limits Comparison Table for 2026 within Fort-Edward county of Washington, NY allows for assessment among maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine eligibility criteria such as income, credit scores, and reserves, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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