In 2025, the FHA loan limits in Wilton, within Saratoga county, NY are as follows: $472,030 for a single-family home, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
The conventional loan caps for a single-family house is $726,200. It goes up to $929,850 for two-unit homes, $1,123,900 for those with three units, and $1,396,800 for four units.
Our FHA calculator is available to view current top FHA rates, calculating the downpayment, evaluating income, credit scores, reserves, and needed documents for qualification purposes.
Through the Lendersa® calculator, you can compare FHA rates and terms against various other loan types. This includes looking into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates detailed loan data from multiple lenders, matching it swiftly to your financial specifics and needs.
Access the Loan Limits Comparison Table for 2025 in Wilton, in Saratoga county, NY, comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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