In 2025, the FHA loan limits for White-Creek county, within Washington, NY, are as follows: $356,362 for single-family homes, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The maximum amount for conventional loans on a single-family residence is $548,250. For homes with 2-units, it is $702,000; for 3-units, it rises to $848,500; and for 4-units, it reaches $1,054,500.
Utilize our FHA calculator to access today’s premier FHA rates and determine the requirements for downpayment, income, credit standing, reserves, and necessary documents for qualification.
Leverage the Lendersa® calculator to evaluate FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as alternatives or in complement to FHA.
With data swiftly gathered from thousands of lenders, Lendersa® performs an immediate comparison against your distinctive financial profile and needs.
For insights into the Loan Limits Comparison Table for 2025 in White-Creek county of Washington, NY, this resource illustrates the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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