FHA Loan Limits for Argyle, Washington County, NY in 2026

In 2026, the FHA loan limit for Argyle, in Washington county, NY is $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The highest amount for conventional loans on a single-family home is $726,200, for two units it's $929,850, for three units $1,123,900, and for four units $1,396,800.

Use our FHA calculator to find today's best FHA rates and determine the downpayment, income, credit, reserves, and documents you need to qualify.

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With the Lendersa® calculator, compare FHA rates and terms against other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA terms.

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The Loan Limits Comparison Table for 2026 in Argyle, Washington county, NY looks at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Argyle county of Washington, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Lends in New York
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
  • Lends in New York
  • Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals

  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Lends in New York
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.

  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Lends in New York
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
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  • Tier One Mortgage (New York)
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Lends in New York
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag

  • Preferred Mortgage Corporation of New York
  • 1674 Empire Blvd, Suite 200, Garden City, NY, 14580
  • Lends in New York
  • We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing

  • Tier One Mortgage, LLC
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Lends in New York
  • Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan

  • United One Mortgage Inc
  • 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
  • Lends in New York
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • Lends in New York
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.