For 2026, the FHA loan limit in Gowanda county of Cattaraugus, NY is $472,030 for single-family homes. For two-unit properties, it's $604,400, for three-unit homes, it's $730,525, and $907,900 for four-unit buildings.
The maximum amount for conventional loans on a single-family house is $726,200. For duplexes, it's $929,850, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to see today's best FHA rates and determine the downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Investigate and compare FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options.
Lendersa® quickly analyzes data from thousands of lenders to match it with your financial profile and needs.
Check the Loan Limits Comparison for 2026 in Gowanda county of Cattaraugus, NY for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification metrics like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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