For 2025, the FHA loan limits in Sherburne of Chenango, NY, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
The ceiling for conventional loan amounts on a single-family residence is set at $726,200. For two-unit structures, it climbs to $929,850; for three-units, it's $1,123,900; and for four-unit buildings, the limit is $1,396,800.
Utilize our FHA calculator to discover today's leading FHA rates and determine your downpayment, required income, credit necessity, reserves, and the necessary documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with all other available loan programs. It allows you to explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Drawing on data from thousands of lenders, Lendersa® quickly aligns this information with your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table for Sherburne within Chenango, NY provides a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
