For 2026, the FHA loan limits in Sherburne of Chenango, NY, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
The ceiling for conventional loan amounts on a single-family residence is set at $726,200. For two-unit structures, it climbs to $929,850; for three-units, it's $1,123,900; and for four-unit buildings, the limit is $1,396,800.
Utilize our FHA calculator to discover today's leading FHA rates and determine your downpayment, required income, credit necessity, reserves, and the necessary documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with all other available loan programs. It allows you to explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Drawing on data from thousands of lenders, Lendersa® quickly aligns this information with your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table for Sherburne within Chenango, NY provides a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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