In 2026, the FHA loan limit for Harrison county of Westchester, NY is $1,089,300 for a single-family home, moving up to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum conventional loan amount on a single-family home is $1,089,300, increasing to $1,394,775 for two units, $1,685,850 for three-unit residences, and $2,095,200 for four-unit properties.
Our FHA calculator helps you find today's best FHA rates and assess the requirements for downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA options.
Lendersa® sources data from thousands of lenders and quickly aligns it with your financial profile and needs.
For 2026 in Harrison county of Westchester, NY, the Loan Limits Comparison Table offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification needs like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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