For 2026, the FHA loan limits in Valhalla county of Westchester, NY, are $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The ceiling for conventional loans on a single-family residence is $1,089,300, with $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Use our FHA calculator to explore today’s FHA best rates and assess necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly collects data from thousands of lenders and aligns it with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Valhalla, Westchester county, NY provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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