For the year 2026, the FHA loan limit in Hastings-on-Hudson county, encompassing Westchester, NY is marked at $1,089,300 for a single-family home. For residences with two units, the cap is $1,394,775, while for three-unit properties it's $1,685,850, and for those accommodating four units, it's $2,095,200.
The maximum permitted loan amount for conventional loans on a single-family dwelling is $1,089,300. It reaches $1,394,775 for homes with two units, $1,685,850 for three-unit properties, and $2,095,200 for four-unit residences.
Our FHA calculator provides today's leading FHA rates and helps you assess the necessary downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans alongside all other programs. Delve into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing them extensively with FHA terms.
Lendersa® swiftly aggregates loan program data from thousands of lenders, efficiently matching it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hastings-on-Hudson, Westchester, NY offers comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate critical qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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