FHA Loan Limits for Ardsley, Westchester County, NY in 2023

In 2024, FHA loan limit in Ardsley county of Westchester, New York is $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $1,089,300, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Ardsley county of Westchester, New York compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Ardsley county of Westchester, NY

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
  • Charles Martin Mortgage
  • 101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
  • "At Charles Martin Mortgage our focus is providing our clients with the best possible terms on their mortgage and an overall customer experience that is unparalleled. As a company founded in late 2007 during the onset of the financial crisis, our culture as a company is one of perseverance."
  • AFC Mortgage Group, LLC
  • 227 Monroe Tpke, Monroe, CT, 06468
  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. ​ We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
  • Finance My Home
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • FMH team to help them navigate one of the largest purchases they will ever make. While this is the beginning of an exciting new step, we also understand that this experience can sometimes be stressful and often confusing. That’s why we make it our mission to ensure your home buying process is simple, transparent, affordable and easy
  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage
  • HomeGotOwned
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
  • TOP VINE MORTGAGE SERVICES, L.L.C.
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,