As of the year 2025, the FHA loan limitations for Greenburgh county within Westchester, NY are outlined as follows: For a single-family house, the designated limit is $1,089,300. If you are looking at two-unit homes, the limit rises to $1,394,775. For properties with three units, the limitation reaches $1,685,850, and for those consisting of four units, it tops out at $2,095,200. Therefore, these amounts specify the upper loan boundaries for properties of varying unit numbers in the specified area.
When it comes to conventional mortgage options, the maximum amounts are determined based on the unit size as well. For a single-family dwelling, the limit stands at $1,089,300. Expanding to two-unit properties, the figure allowed is $1,394,775. For three-unit dwellings, you can access up to $1,685,850, and for those with four units, the ceiling is set at $2,095,200. This clearly defines what is available under conventional loan conditions, providing guidance for potential home buyers.
To assist with your financial planning, make use of our comprehensive FHA calculator. It provides insight into the most current FHA rate information and facilitates the determination of essential factors such as downpayment amounts, qualifying income, necessary credit scores, reserve requirements, and the documents needed for successful qualification. This powerful tool ensures you are well-informed and prepared.
Why limit your options? Explore and compare loan offers from a diverse network of 100 lenders to find the best solution for your specific requirements and financial strategy.
With the innovative Lendersa® calculator, you can juxtapose FHA rates and terms with an array of other available loan programs' conditions. Broaden your exploration and compare the terms of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans. This comprehensive approach guarantees a clearer understanding of the market options available to you.
Lendersa® prides itself on delivering real-time loan program data gathered from thousands of lenders, analyzing it quickly and efficiently to match it against your unique financial scenarios and requirements. This rapid comparison allows for well-informed decision-making tailored specifically to your financial profile.
For the year 2025, the Loan Limits Comparison Table offers a detailed comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums for Greenburgh county within Westchester, NY. Dive deep into the qualifications across these options, considering factors such as qualifying income, reserve levels, and credit standards, using the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™). Such tools empower you with detailed knowledge, enhancing your ability to choose the best loan path to meet your housing and financial goals.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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