In 2026, the FHA loan limits in Rockland county, Tappan, NY are: $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum for a conventional loan on a single-family home is $1,089,300, increasing to $1,394,775 for two units, $1,685,850 for three, and $2,095,200 for four units.
Use our FHA calculator to find today's top FHA rates and figure out the needed downpayment, income, credit, reserves, and documents for eligibility.
The Lendersa® calculator lets you compare FHA terms with those of other loans. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses data from thousands of lenders to quickly match your unique financial needs and profile.
For 2026 in Tappan, within Rockland of NY, check the Loan Limits Comparison Table for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To see more about qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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