In 2025, the FHA loan limit in Hauppauge county of Suffolk, NY is $1,089,300 for a single-family home. For two units, it's $1,394,775, $1,685,850 for three units, and $2,095,200 for four units.
The maximum conventional loan for a single-family residence is $1,089,300. For homes with two units, the cap is $1,394,775, for three units $1,685,850, and for four units $2,095,200.
Our FHA calculator helps you find today’s best FHA rates and assesses the necessary downpayment, income, credit, reserves, and documents needed to qualify.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money.
Lendersa® collects data from many lenders, efficiently matching it to your financial profile.
The Loan Limits Comparison Table for 2025 in Hauppauge county, Suffolk, NY, lists maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To evaluate qualifications like income, reserves, and credit, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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