In 2025, the FHA loan limits in Kings-Park, located within Suffolk, NY, are $822,375 for single-family homes, $1,053,000 for two-unit houses, $1,272,750 for three-units, and $1,581,750 for four-units.
For conventional loans, the maximum on a single-family residence is $822,375, with limits of $1,053,000 for two-units, $1,272,750 for three-units, and $1,581,750 for four-units.
Try our FHA calculator to view today's optimal FHA rates and figure out the required downpayment, income, credit standing, reserves, and documentation necessary to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms against various other loan types. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers detailed loan data from a wide range of lenders, matching it to your unique financial profile and requirements.
Check out the Loan Limits Comparison Table for 2025 in Kings-Park, Suffolk, NY, showing maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification elements like income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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