In the year 2026, the FHA loan limit for a single-family home in the county of Rockland, within Hillcrest, NY, is set at $1,089,300. For two-unit homes, the limit is $1,394,775, for three units, it is $1,685,850, and for four units, the limit is $2,095,200.
Meanwhile, the conventional loan ceiling for a single-family home is $1,089,300, moving to $1,394,775 for two units, $1,685,850 for three units, and reaching $2,095,200 for four-unit properties.
Utilize our FHA calculator to discover today’s optimal FHA rates and ascertain your required downpayment, income threshold, credit score, reserves, and document checklist for qualification.
The Lendersa® calculator empowers you to assess FHA rates and conditions alongside various other loan programs. Delve into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in addition to FHA offerings.
Lendersa® acquires program data from a vast array of lenders and, within moments, aligns it with your particular financial situation and requirements.
Loan Limits Comparison Table for 2026 in Hillcrest, located in the county of Rockland, NY. Contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To evaluate qualification standards like income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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