In the year 2025, the FHA loan limits in New-Hempstead county, Rockland, NY are as follows: $822,375 applies to single-family homes, $1,053,000 for 2-unit properties, $1,272,750 for those with 3-units, and $1,581,750 for 4-units.
For conventional loans, the maximum loan amounts are structured as $822,375 for single-family residences, $1,053,000 for a 2-unit house, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Utilize our FHA calculator to explore today's competitive FHA rates and determine necessary factors like downpayment, income requirements, credit standards, reserves, and the documentation needed for qualification.
The Lendersa® calculator gives you the capability to compare the rates and terms of FHA loans with all other loan programs available. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, benchmarking them against FHA offerings.
Lendersa® compiles comprehensive loan data from thousands of lenders and promptly compares it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in New-Hempstead, Rockland, NY presents a side-by-side view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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