In 2025, the FHA loan limits in Honeoye-Falls county, Monroe, NY are as follows: $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-unit residences.
The maximum conventional loan amounts for single-family homes are $548,250, with $702,000 for 2-unit houses, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and establish the required downpayment, as well as income, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans against all other loan programs. Examine and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders and within seconds matches it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Honeoye-Falls county, Monroe, NY, shows the comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To evaluate qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
