In 2026, the FHA loan limits in Honeoye-Falls county, Monroe, NY are as follows: $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-unit residences.
The maximum conventional loan amounts for single-family homes are $548,250, with $702,000 for 2-unit houses, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and establish the required downpayment, as well as income, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans against all other loan programs. Examine and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders and within seconds matches it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Honeoye-Falls county, Monroe, NY, shows the comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To evaluate qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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