For 2026, the FHA loan limits in Rush, set within Monroe, NY, are defined as $472,030 for single-family properties. Two-unit homes have a limit of $604,400, three units are capped at $730,525, and four-unit residences reach $907,900.
Concerning conventional loans, the top limit for a single-family home is $726,200. For two-unit dwellings, it's $929,850, for three-unit homes, the ceiling is $1,123,900, and for four units, the boundary extends to $1,396,800.
Try our FHA calculator today to identify the best FHA rates, determining necessary downpayment, income requirements, credit score, reserves, and needed documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms against all other loan programs. Examine a wide array of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® pulls loan data from numerous lenders and promptly matches it with your specific financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Rush within Monroe, NY lets you contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserve, and credit prerequisites.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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